AHI strengthens value for clients
At AHI, we recognise that insurance is not just about coverage – it’s about value. That’s why we’re pleased to announce reductions in the minimum premiums for three of our core Accident and Health products: Corporate Travel, Voluntary Workers Personal Accident, and Journey Accident insurance.
Thanks to sustainable underwriting and deep data insight honed over more than 25 years, we are passing savings directly to your clients – without reducing the quality or breadth of cover.
New net minimum premiums:
- Corporate Travel: $600 (previously $720)
- Voluntary Workers Personal Accident: $400 (previously $480)
- Journey Accident: $480 (previously $600)
These adjustments reflect our commitment to responsible pricing and long-term value, not short-term discounting. Through disciplined portfolio management and sustainable underwriting practices, we’ve identified opportunities to reduce costs while continuing to help provide the protection that brokers and clients expect.
The changes aim to support organisations seeking practical people-protection solutions, particularly for SMEs, NFPs and community groups that are balancing tighter budgets.
Importantly, the structure of the cover remains unchanged – and these reductions may improve access to these solutions for eligible clients.
Corporate Travel Insurance
Designed for:
Australian businesses whose employees, executives, contractors or authorised travellers undertake domestic or international work-related travel and associate leisure travel.
Key benefits include:
- Medical and emergency assistance when travelling, including evacuation or repatriation where required
- Travel delay, disruptions and unforeseen cancellation events
- Protection for baggage, travel documents and business equipment
- Support for rental vehicle excess liabilities
Why Corporate Travel cover?
No matter your organisation’s size, industry, or risk profile, including high-risk, highly regulated, or unique travel destinations, our corporate travel insurance suite can provide added security and confidence. AHI’s national specialty underwriters and in-house claims team provide coverage and support for businesses and employees, helping manage the risks and their financial impact during work-related travel.
Read the PDS for full terms and conditions and the TMD for information on the target market.
Voluntary Workers Personal Accident Insurance
Designed for:
Organisations that rely on volunteers for authorised activities, including charities, community groups, NFPs, sporting clubs and strata bodies. Suitable where volunteers may face injury risks not covered under workers compensation frameworks.
Key benefits include:
- Lump-sum benefits for certain serious injuries
- Weekly injury benefits during temporary incapacity
- Access to non-Medicare medical expenses
for eligible organisations
Why Voluntary Workers' cover?
To meet both legal and ethical obligations, it is considered best practice for organisations to have coverage for accidental death, temporary or permanent disablement.
AHI's Voluntary Workers insurance helps safeguard against the financial impact of accidental death or disablement for both volunteers and employers.
Read the PDS for full terms and conditions and the TMD for information on the target market.
Journey Accident Insurance
Designed for:
Employers seeking protection for employees travelling directly to and from their usual place of work. Particularly relevant in states where workers compensation may not automatically extend to commuting.
Key benefits include:
- Lump-sum benefits for certain serious injuries occurring during approved journeys
- Weekly injury benefits during periods of temporary incapacity
Why Journey cover?
To meet both legal and ethical obligations, it is considered best practice for organisations to have coverage for accidental death, temporary or permanent disablement.
AHI's Voluntary Workers insurance helps safeguard against the financial impact of accidental death or disablement for both volunteers and employers.
Read the PDS for full terms and conditions and the TMD for information on the target market.
Broker commission structure
Our broker commission structure remains unchanged.
- Up to 20% commission on manual quotes
- Up to 30% commission via the AHI Broker Portal
Premium is grossed up in line with brokerage commission. Up to 30% via the AHI Broker Portal or applicable commission if quoting manually.
Our ongoing commitment
These premium adjustments are the outcome of sustainable underwriting, not a discounting exercise. They reflect our long-term focus on offering practical, real-world value to organisations of all sizes. With more than 25 years of Accident & Health experience and broker-voted excellence [LINK] in accident and health, AHI continues to work alongside brokers to support Australian businesses, community organisations and volunteer networks.
If you would like to discuss how these changes may benefit your clients, please contact your AHI underwriter.